Getting an appraisal from Nashville Home AppraiserTo many, an appraisal is simply another fee in the long list of items for a home purchase or refinance. Practically all lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that might appear to be more practical than an appraisal. You might believe that getting a mortgage is the only reason to get an appraisal, but there are additional situations when the services of a licensed, independent real estate professional could come in handy.
Let Nashville Home Appraiser help you dispute your tax assessment in Davidson CountyIt's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your home, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Nashville Home Appraiser is your best evidence when building your case. At Nashville Home Appraiser,we can assist you in challenging your tax assessment.
Let Nashville Home Appraiser help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask home owners to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is folded into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.
Nashville Home Appraiser can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a particularly daunting ordeal for both parties, and it is often more complicated by the burdensome decision of who maintains the house. So both parties are completely aware of the true market value of their property, it's a good idea to get an appraisal from Nashville Home Appraiser, regardless of the situation.
The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.
Relocating to or from Davidson CountyWe are familiar with the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide remarks on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered.
Sell your home quickly at the right price with an appraisal from Nashville Home AppraiserA professional appraisal will help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to complete the appraisal.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.